VA government loan mortgage

VA Certificate

Most lenders will require you to apply for it and this could take up to 6 weeks by mail. The Department of Veteran Affairs does not provide an online certificate request. However, you can request your VA Certificate securely online at www.VA-Certificate.com. One of our VA mortgage professionals will get your certificate for you.

VA Loans

The Department of Veteran Affairs insures the lender incase of default. They provide the guidelines lenders must follow and they also provide the lender a guarantee so you're not required to pay for mortgage insurance.

VA Funding fee

VA Funding fees are fees charged by the Department of Veteran Affairs, your lender only collects the fee. The fee can be financed with your loan or paid at closing. If you are retired and receive any VA disability, you are exempt from the fee, with proof of your meeting the guidlines.